{"id":718,"date":"2017-11-27T19:23:56","date_gmt":"2017-11-27T19:23:56","guid":{"rendered":"https:\/\/www.petworks.com\/?p=718"},"modified":"2024-01-03T13:34:31","modified_gmt":"2024-01-03T18:34:31","slug":"about-pet-insurance","status":"publish","type":"post","link":"https:\/\/www.petworks.com\/articles\/about-pet-insurance\/","title":{"rendered":"Rest Assured! All you need to know about Pet Insurance"},"content":{"rendered":"

You wouldn\u2019t think twice about having insurance for your car or home – but what about for your pets? As pet parents, we never want to think about our furry, feathered, or scaled family getting sick or injured. Yet it\u2019s always good to be prepared in case the unthinkable happens, a.k.a. that time Fido’s sock-eating habit turned into emergency intestinal surgery. Want to determine whether pet insurance makes sense for your family? We\u2019ve covered some of the top-asked questions here, including a helpful plan comparison chart to weigh your options!\u00a0<\/span>\"Male<\/p>\n

How does pet insurance work?<\/strong><\/h1>\n

Similar to \u201chuman\u201d health insurance, pet insurance plans come in all shapes and sizes. The bottom line goal is to help you, the pet owner, pay towards health-related visits and procedures. <\/span><\/p>\n

Plans by most companies will reimburse you directly after submitting an applicable bill, allowing you to use any licensed veterinarian, emergency clinic or specialist in your area.\u00a0 They help cover costs associated with accidents and illnesses, including hospitalizations and surgeries. Many plans even cover chronic and ongoing diseases, like skin allergies, and even the awful C word (cancer).<\/span>
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A common misconception is that pet insurance is only useful for \u201cbig accidents,\u201d like a broken leg, but many plans also assist with routine wellness. This means that yearly checkups, regular vaccinations, and even dental cleanings can benefit from health insurance.<\/span><\/p>\n

So what’s the catch?<\/strong><\/h1>\n

One of the biggest downfalls of many pet insurance plans is that they will not cover pre-existing conditions that your pet has already been diagnosed with. Many will also not assist with conditions that are considered hereditary, congenital, or typical among the breed of your animal. French bulldogs, for instance, are a breed of dog commonly affected by hip dysplasia. Many insurance carriers will not offer coverage for this condition in this specific breed, as it so often occurs. <\/span><\/p>\n

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Are there insurance plans for pets other than just cats and dogs?<\/strong><\/h1>\n

Though they\u2019re labeled \u201cpet insurance,\u201d the majority of plans out in the market today cater solely to cats and dogs. If you own a different kind of critter, fear not! Nationwide offers an Avian & Exotic Pet insurance plan<\/a> covering the following species:<\/span><\/p>\n